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Purchase Basics, Qualification, Loan Calculators (How much home can you buy?)

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Refinance Basics, Loan Calculators

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Alternative Mortgage Sources is an independent loan brokerage owned and operated by Broker/Owner Beth Hoffman since 1986. Beth has earned a reputation for "demystifying the loan process" while delivering superior service to over 2,000 clients throughout the state of California.

We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchases to refinancing. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan — with the best rates, terms and costs — to meet our clients' unique needs. But that's just the beginning. Throughout the lending process, we provide regular loan updates and progress reports so clients always know the status of their loan.

And at Alternative Mortgage Sources, you not only have access to the best loans available in the marketplace, but you can review loan alternatives at your convenience, online, 24 hours a day — right here at AlternativeMortgageSources.com.

Wait to claim new tax credit, IRS says

Kenneth Harney
Sunday, December 6, 2009 (SF Chronicle)

If you're thinking about applying for the new $6,500 home-buyer federal tax credit or the extended $8,000 version, here's some news: The IRS has just issued its first formal guidelines for you. read full article here...

Mortgage-Bond Yields Jump to Highest in Month After Jobs Data

Kathleen Pender
Friday, December 4, 2009 (Bloomberg L.P.)

Yields on Fannie Mae and Freddie Mac mortgage securities climbed to the highest in almost a month amid signs the employment market is improving, signaling that interest rates on new home loans may extend a rebound from record lows. read full article here...

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